Patronage FAQs

Membership Matters

The Association is a cooperative. One of the most important financial benefits of doing business with a cooperative is that, as a customer, you are also a member/owner. This entitles you to share in the Association’s profits through patronage refunds declared by the Association’s Board of Directors.

What is a patronage refund?

A patronage refund is a way of distributing the Association’s profits to its members. The amount of patronage allocated to a member is based on the amount of business the member conducts with the Association.

Does patronage affect my borrowing costs?
How is the amount of patronage determined?
What forms of patronage may be declared?
How does patronage benefit the Association?

Patronage Tour

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