Leasing

Flexibility You Need, Service You Deserve

Leasing is an excellent way to save costs, improve cash flow, avoid equipment obsolescence, free up capital and gain tax advantages.

Farm Credit of Florida provides leasing for virtually all equipment and machinery used in agriculture: tractors, combines, farm implements, dairy equipment, grain bins, above-ground irrigation systems, trucks, processing equipment, packaging equipment and material handling equipment. Our broad range of flexible, easy-to-use leasing solutions can help you meet your financial objectives.

Equipment Leasing

  • Our no down payment leases allow you to keep your money working for you.
  • Payments are based on equipment use during the lease, not the equipment's whole life, so payments are often lower than with a typical purchase.
  • Lease terms are custom fit to your cash flow and preferred payment schedule.
  • You determine the length of the lease so you can have your equipment at its prime.
  • Upon expiration of your lease, you may elect to buy the equipment, renew your lease or return the equipment for a newer model.
  • Already have the equipment? Ask about a sale-leaseback.

We also provide leasing for buildings and vehicles.If you purchase equipment in the 4th quarter of the year, your eligible depreciation may be negatively affected. To avoid potential depreciation deduction issues, considering leasing the equipment--lease payments are generally 100 percent tax deductible. See your accountant to determine if a lease is better for your tax situation.

For more information, check out our links below:

The Farm Credit Advantage

Low rates, friendly service and the most knowledgeable staff around regarding rural lending - that's the Farm Credit of Florida advantage.

We are with you every step of the way throughout the lending process. From small tracts to large tracts, new construction to renovations, lot purchase to recreational properties – Farm Credit of Florida can do it all.