Poultry

The Lender of Choice for Poultry Financing

Which Came First, the Chicken or Farm Credit of Florida? Okay, we're being funny. But asking if Farm Credit of Florida came before or after the poultry industry is maybe a harder question.

At the turn of the 20th century, there were farmers who raised chickens. They bought feed from grain mills. They sold their flocks to processors and got their birds from small hatcheries. During this time, chickens were used for individual family needs or later sold at auction. By the 1940's, these processes were being integrated by a single entity, controlling the process to better control costs, find efficiencies, and ensure a consistently good product to sell to consumers.

By the time vertical integration came on the scene, Farm Credit of Florida was a staple in the community--having provided credit for farmers for decades. Created in 1916 by Congress to ensure a consistent source of funding for agriculture, Farm Credit of Florida was structured like many rural cooperatives-- with local borrowers leading the strategic direction of the organization, and members sharing in the cooperative's success.

That model has served us--and agriculture--well, giving farmers reliable support, in good times and in bad. We are intricately tied to the agriculture industry, because that is what we were created to serve. How does that translate to helping you today? Here are some of the ways:

Financing Just For You

No one knows the poultry industry, or has closer ties to it, than Farm Credit of Florida. And no one understands the resources available to you better than us either. Need a lower down payment? We're an FSA-Approved Lender and can work with you to get an FSA guarantee. Confused by proposed regulations? We visit with state legislators frequently to talk about upcoming changes-- and we'll be happy to share our insight. Plus, we offer special programs for young and beginning farmers, and we offer financing through most of the equipment dealers in the area.

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Find out more

Interested in hearing more about our programs? Contact us, drop by one of our locations or fill out the form below to see how we can help.

 

 

Flexible Rates and Terms

It's what it all comes down to, isn't it? We don't have a cookie-cutter poultry program-we create a package that's right for you. Here are some options you can choose from:

  • Fixed rates
  • Adjustable rate 
  • Variable rate indexed Terms
  • Generally, new poultry houses are financed for up to 15 years 
  • Land and dwellings can often be financed separately for a longer period of time 
  • Payments are timed to coincide with flock movement 
  • One closing for construction/permanent financing

Getting started with a poultry loan at Farm Credit is easy. If you have any questions, give us a call - we're here to help!

It pays to do business with Farm Credit of Florida

One of the most important financial benefits of being a Farm Credit of Florida member-borrower is having the opportunity to share in the association’s profits - this is our patronage program. While most businesses return their profits to outside investors, Farm Credit of Florida believes in the importance of cooperative ownership. In other words, our borrowers ARE our investors, and as such, can share in our profits.

Farm Credit of Florida believes it’s important to put our profits in YOUR pockets. Ask your Farm Credit of Florida loan officer about the details of our patronage program and our diverse loan products.