Who We Are

Your Community Leaders

If you are a Florida farmer, grower, producer or food processor, you have come to the right place for your lending and leasing solutions. Are you looking for a loan to purchase agricultural real estate, livestock, machinery, vehicles or an existing agribusiness? Looking to purchase a home in the country? With nearly 100 years of experience in agricultural finance, our industry experts can help you meet your financing needs and lifestyle dreams.

Our mission is to be the premier agricultural lender throughout our territory, providing sound constructive credit to our member-borrowers. We operate under cooperative principals, providing superior customer service, and maintaining a financially strong Association in order to enhance the quality of life for people in the agricultural industry and in rural America.

A strong foundation, reliability and dependability are the cornerstones upon which the Farm Credit system is based. Every staff member believes in building long-term relationships with our members – and we invite you to join the Farm Credit of Florida family, too.

Farm Credit of Florida does something no other lender does. We share our profits with our member-borrowers. Because we are a cooperative, we operate for the benefit of our customers. This means that our profits are returned back to our member-borrowers, not to stockholders on Wall Street, like other lending institutions.

Turn to the expert in the agri-business lending business –  Farm Credit of Florida for all of your agri-business needs. We are here to help you.

Click here to read our Capitalization Bylaws.

Click here to read our Ethics Statement.

Our Senior Management Team

Gregory Cunningham
President & Chief Executive Officer

Laura Craker
Senior Vice President and Chief Financial Officer

Robert Teston
Senior Vice President and Chief Credit Officer

Marcus Boone
Senior Vice President and Chief Lending Officer

Ashley Layson
Senior Vice President, Chief Marketing Officer

Roland Kampf
Senior Vice President and Chief Risk Officer

Deborah Caldeira
Senior Vice President and Chief Human Resources Officer

Dawn Goodspeed
Senior Vice President, Chief Operations & IT Officer

President's Message

The year 2017 was a record year for your Association, at Farm Credit of Florida. In 2017 we not only met, we exceeded our business goals set by your Board of Directors. We set out to become a Bigger, Better, and Stronger Association in 2017, and I can report to you with much pride that this goal was achieved.

We are Bigger through the growth in our number of stockholders and loan volume, and our increase in market share throughout the territory. Your Association reported significant growth in both loan volume and total assets. In addition, we successfully achieved greater visibility in our underserved markets and significantly increased our earnings.

We have become Better by delivering superior customer service and improving our delivery of credit to you our members. We have increased our commitment to our communities and our “giving” to local charities, including providing support to the areas we serve that were impacted by Hurricane Irma.

And finally, we have become Stronger as is evident through our increased earnings, strong capital position, and improved efficiency in our operations, along with enhancing our public relations and marketing efforts throughout our territory. Your $10.5 million cash patronage paid in 2017 was the largest return on record for Farm Credit of Florida, and due to our strong earnings in 2017, your Board of Directors voted to increase this cash patronage to a new record amount of $11.5 million to be paid in the spring of 2018.

None of this would be possible without you, our loyal members. Your commitment to this Association and to agriculture ensures that together we can continue to grow Bigger, Better, Stronger by providing the financing that you require, the customer service you deserve, and by paying back the patronage that belongs to you as an owner of this Association.

Gregory Cunningham
President and Chief Executive Officer