Who We Are

Your Community Leaders

If you are a Florida farmer, grower, producer or food processor, you have come to the right place for your lending and leasing solutions. Are you looking for a loan to purchase agricultural real estate, livestock, machinery, vehicles or an existing agribusiness? Looking to purchase a home in the country? With nearly 100 years of experience in agricultural finance, our industry experts can help you meet your financing needs and lifestyle dreams.

Our mission is to be the premier agricultural lender throughout our territory, providing sound constructive credit to our member-borrowers. We operate under cooperative principals, providing superior customer service, and maintaining a financially strong Association in order to enhance the quality of life for people in the agricultural industry and in rural America.

A strong foundation, reliability and dependability are the cornerstones upon which the Farm Credit system is based. Every staff member believes in building long-term relationships with our members – and we invite you to join the Farm Credit of Florida family, too.

Farm Credit of Florida does something no other lender does. We share our profits with our member-borrowers. Because we are a cooperative, we operate for the benefit of our customers. This means that our profits are returned back to our member-borrowers, not to stockholders on Wall Street, like other lending institutions.

Turn to the expert in the agri-business lending business –  Farm Credit of Florida for all of your agri-business needs. We are here to help you.

Click here to read our Capitalization Bylaws.

Click here to read our Ethics Statement.

Our Senior Management Team

Gregory Cunningham
President & Chief Executive Officer

Laura Craker
Senior Vice President and Chief Financial Officer

Robert Teston
Senior Vice President and Chief Credit Officer

Marcus Boone
Senior Vice President and Chief Lending Officer

Ashley Layson
Senior Vice President, Chief Marketing Officer

Roland Kampf
Senior Vice President and Chief Risk Officer

Deborah Caldeira
Senior Vice President and Chief Human Resources Officer

Dawn Goodspeed
Senior Vice President, Chief Operations & IT Officer

President's Message

Farm Credit of Florida has continued to grow in 2018, both financially and as an Association. Every year during the holiday season families join together to give thanks for the many blessings they have, as well as update each other on what is new in their lives. At Farm Credit, we consider our customers our family, and we are happy to announce that we dedicated 2018 to developing new ways to serve you better. Our business plan for 2018 continued the vision of making our Association Bigger, Better, and Stronger in all aspects.

With the guidance of Farm Credit of Florida’s Board of Directors, we have opened one new office in Lake Placed, FL, and will soon be opening a second new office in Labelle FL, both which will better serve our Southwest Florida market. Opening additional locations to serve you locally is a critical part of our plan to grow the Association and provide reliable, consistent credit to farmers and growers throughout the Farm Credit region. As 2019 approaches, we look forward to continuing our efforts to streamline our processes and enhance our new technology to give you, our members, greater accessibility to the information you need and an overall better customer experience.

We have become Better by delivering superior customer service and improving our delivery of credit to you our members. We have increased our commitment to our communities and our “giving” to local charities, including providing support to the areas we serve that were impacted by Hurricane Irma.

The holiday season reminds us all of how fortunate we are, and serves as a time for people to give back to those in need. Last year we witnessed firsthand the devastation caused by Hurricane Irma throughout our territory. Farm Credit of Florida and our employees leaped into action, providing meals and supplies to families affected by the storm. This year, we saw very similar damage done in the panhandle by Hurricane Michael, and we are proud to say that once again our employees stepped up and donated over $3000 of supplies that were delivered to those in need. In addition to supplies donated by employees, the Association donated, in partnership with CoBank, a total of $8,000 to the Florida Farm Bureau Relief Fund and the Florida Cattlemen’s Foundation Relief Fund for Hurricane Michael victims. We are proud to say that Farm Credit of Florida donates over $300,000 to our community annually to numerous charities and youth organizations as a part of our Commitment to Community initiative. I am truly thankful to work with such a dedicated group of employees and members who firmly believe in helping others.

Overall, 2018 has been a great year for Farm Credit of Florida thus far, and we anticipate a strong ending to this year of growth and progress. On behalf of the entire Farm Credit of Florida team, we wish you a happy holiday season, a Very Merry Christmas, and a great start to 2019.

Gregory Cunningham
President and Chief Executive Officer