Frequently Asked Questions

Conversation Starters

What is a patronage refund?

A patronage refund is a way of distributing the association’s net income to member-borrowers. A borrower’s refund is based on the proportion of interest earned on his loan to the total interest earned by the association. This refund may be paid in cash, allocated surplus, stock, or any combination of these items.

How do I know if I qualify for a loan?
What do I need to begin the loan process?
Can I make my loan payment online?
Does Farm Credit fund start-up operations?
Do I have to live in the country to get a loan from Farm Credit?