What is a patronage refund?
A patronage refund is a way of distributing the association’s net income to member-borrowers. A borrower’s refund is based on the proportion of interest earned on his loan to the total interest earned by the association. This refund may be paid in cash, allocated surplus, stock, or any combination of these items.
How do I know if I qualify for a loan?
Contact a loan officer at your closest Farm Credit office about your particular situation. They will be able to tell you if your request is eligible and what you need to provide to see if you qualify.
What do I need to begin the loan process?
Provide a written loan request either to you local branch office.
Can I make my loan payment online?
Yes! Click here to view services Farm Credit provides, aimed at making your life as simple and convenient as possible.
Does Farm Credit fund start-up operations?
Yes, Farm Credit has special programs to assist young, beginning, minority, and small farmers.
Do I have to live in the country to get a loan from Farm Credit?
No, Farm Credit can make residential loans in towns with less than 2,500 in population. We can also fund agricultural needs no matter where you live.